Have your fun and freedom with a great loan that fits into your financial plan.
With low, fixed payments
Up to 180 months1
Pay off your loan early if you need to
Buy from a licensed dealer, private party, or save on an existing loan
Fast and easy payment methods, plus rewards for on-time payments2
Cover your vehicle in the event of mechanical breakdowns, financial loss and more — get your quote today
We offer flexible terms from 60 months up to 180 months (depending on the amount borrowed and type of vehicle financed). Speak to a Patelco team member or view our rates and terms for more details.
Yes! That’s what we’re here for. We can discuss your needs to help you determine what type of loan and financing may be right for you. Our Certified Financial Specialists offer free advice and guidance tailored to your individual goals – meet with them one-on-one at a local branch or online through our Patelco Virtual Branch™. Visit patelco.org/locations to get started.
We offer several convenient ways to pay for your loan. Review all of your options here.
1 Maximum 180-month term on new or used Motorhome, Boat, RV and Trailer loans. Maximum 60-month term on new or used Motorcycle loans.
2 LevelUp is offered to members who are approved for the following loans at Patelco’s credit tier 2 or higher: auto, motorcycle, RV, boat, and personal loans, excluding all lines of credit. Total discount of up to 1.50% APR (Annual Percentage Rate) applied in 0.50% APR increments for every 12 consecutive on-time monthly payments. Maximum discount will never cause the final APR to be lower than the LevelUp floor rate for the specific loan and term at time of funding. Monthly payment amount remains constant, with additional money going toward principal, which shortens the term of the loan and the total amount paid over the life of the loan.
